The social security administration has been
setup to run two different disability programs. A physically disable person can
apply for the both of these disability programs. However, it is important to
know basic concepts behind the disability programs so that your claim for the
disability benefits will get approved easily. At first, let us come to the
programs. The first program is Supplemental Security Income (SSI) and the other
program is known as Social Security Disability (SSD). In the following section,
these plans will be discussed in detail. Along with that, the basic differences
between the SSD and SSI will be discussed.
Social
Security Disability (SSD)
Social Security Disability helps the workers
who have become physically disabled to get their retirement benefits early. Social
Security Disability Lawyer Near Me Utah For applying for the SSD, one
should have good amount of work credits. If you have become disabled before 24
years age, you should have at least 6 work credits to apply for the social
security for disability benefits. If disability happened between the age of 24
and 31 years, you should have at least 12 work credits. For people beyond 31
years, minimum 20 work credits must be shown for qualifying for the SSD. The
amount of your monthly disability benefits will be decided on the basis of the
social security income record.
Supplemental
Security Income (SSI)
The SSI benefits are given to the applicants
on the basis of the financial needs of the adults or children who have become
disabled. Not just disabled people, limited income people can also seek the
benefits of social security for better living Ssi
Disability Lawyer Las Vegas. You need to prove your disability through
medical reports and documents. At the same time, low income should be proved
with the right documents.
Differences
between SSD and SSI
1.
Differences in Types
The basic difference is that SSD is an
entitlement program, and on the other hand SSI is means tested program. SSI has
been provided to the financial backward section, elderly people and disabled
people. However, SSD is something different. It is for everyone, and it does
not depend on the financial status
of the applicant of the benefits under this program. That means a high income
status person with disability due to accident in work place or other places can
opt for such disability benefit.
2.
Differences in Medical Facilities
People under the SSI program can avail
Medicaid which is a medical security program led by both the state and federal
government healthcare department. People under the SSI get immediately
qualified for the benefits under the Medicaid. SSD beneficiaries can avail the
Medicare benefits after two years of their eligibility to become beneficiary
under the SSD scheme. Medicare is basically a health program of the federal
government. It includes medical services in hospitals. But, it does not include
the primary or routine medical care.
3.
Differences in Financial Benefits
There are differences in financial benefits
for the SSD and SSI beneficiaries. It is generally found that SSD benefits are
higher in terms of financial numerical than the benefits of the SSI program.
